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What Kind Of Car Warranty Is Available For A Used Car

There is some risk in buying a used automobile because the consumer does not know how the previous owner treated it. A mechanical inspection and vehicle history report may reveal details regarding past or current issues. However, there is still the potential that something could go wrong in the future. The new owner should consider purchasing a car warranty for the used automobile.


 Late model, low mileage used autos in the best condition may qualify for a bumper-to-bumper car warranty. This plan offers the most extensive coverage and may include additional benefits like towing and wear and tear or optional coverage for other components. Used vehicle owners should compare the exclusions in each plan to find one that provides adequate coverage at a low cost.

 Automobiles that do not qualify for bumper-to-bumper policies may be eligible for comprehensive car warranties. These cover most of the main components and parts within a vehicle and sometimes include value-added benefits and the option to purchase certain additional coverage. Comprehensive policies provide a large amount of coverage for an economical price.

 Some used vehicle owners want a car warranty that covers only the essentials, such as the transmission, engine, drive shaft, and drive axles. They should investigate the powertrain extended car warranties available because they cover those components and offer the option to include additional components and parts for an added charge. Powertrain policies are ideal for high mileage older cars that need coverage only for major potential repairs.

 When a consumer purchases a used auto, the car warranty should be purchased shortly thereafter. This policy provides coverage for repairs of different components and parts on the vehicle. The owner will only need to worry about covering the deductible, which is usually $100 or less, and paying a low monthly payment for the service contract.

 
What Do Dealership Car Warranties Cover

When an individual purchases a new or used automobile from a dealer, it may come with a warranty from the manufacturer. Car warranties provided by these dealers cover the repair of certain parts and components within a specified period. Vehicle owners should be aware of what is included so they know where their exposure lies.


 The manufacturer may provide either a powertrain or bumper-to-bumper car warranty, or both. The powertrain coverage pertains to the transmission, drive axles, engine, and other related systems and components. It often runs for a long period such as five, seven, or ten years and some manufacturers even provide lifetime powertrain coverage.

 Bumper-to-bumper car warranties include almost all systems, components, and parts in the vehicle. These agreements often list what is not covered rather than what is because they are so comprehensive. Consumers should read the document carefully to identify any parts or components that are not included. This coverage extends for a pre-specified mileage or amount of time. The sooner of three years or 36,000 miles or ten years or 100,000 miles are common terms for bumper-to-bumper coverage.

 When the initial manufacturer vehicle warranty has expired, the owner should consider purchasing an extended car warranty. This provides a desired level of coverage for an additional specified term and carries a very low price tag when purchased through a private agency. These car warranties provide auto owners with additional financial security during a multi-year period. The owner will only need to pay a small deductible for covered repairs during this time.

 Though manufacturer car warranties are provided by dealers, consumers should consider additional coverage after this period expires. Whether the auto is new or used, there are extended service contracts available. These offer varying levels of coverage for components and parts at a very economical price.

as to problems that may have occurred. In any event purchasing the right extended auto warranty to protect your vehicle and especially the powertrain will be the best investment you make.

 
What Affects the Price of An Automotive Warranty?

The price of an extended automotive warranty varies from car to car because it depends on the make, model, and year of the vehicle. Other contributing factors are the type of coverage and the cost of the deductable associated with the policy. Drivers who carefully read the contract and understand the conditions of the plan before purchasing one will save money initially and in the future.


Some cars are known for parts that easily break. Owners of these vehicles will have a tougher time finding a low priced automotive warranty because companies do not want to take on that liability. The same goes for older cars that are more likely to breakdown or encounter electrical or mechanics problems. Depending on the type of the car and the year it was made, extended automobile warranty prices reflect this.

There are a few different types of coverage offered by warranty packages. They range from the most comprehensive bumper-to-bumper coverage to basic powertrain, and everything in between. Obviously, the warranty with the greatest coverage is going to be the most expensive. However, not all cars qualify. Speak to a salesperson at a dealership or a reputable third party warranty company to find out which options are available to you and your car.

Auto Warranty Companies do not always pay the full amount of the cost of the repair. There is a small deductable that the owner of the car is responsible for paying that is outlined clearly in the terms of the agreement. There are two different types: cost per-visit and cost per-repair. Though the former option is has a higher premium, the latter one leaves the driver at risk of paying hundreds of dollars for the repair of multiple parts even if they are fixed during the same visit.

An extended automotive warranty is a great tool for car owners to protect themselves and their investment. Depending on a few variables, the price of the warranty package will vary. As long as you know the exact conditions of the contract, you will save money now and down the road when potentially costly repairs are needed and again when it is time to resell the car.

 
How Can An Automobile Warranty Save Me Money?

Repair costs on cars continue to rise. A simple fender bender can cost a person thousands of dollars without the right coverage. Extended warranty policies are designed to help drivers cover the cost of expensive repairs should a car need to be fixed. Choosing an automobile warranty that has the proper type of coverage and reasonable deductibles will save money by extending the life of the car and adding resale value to it.


 

The most obvious way an extended automobile warranty saves money is through the service agreement. It states that the warranty company will pay for expensive repairs instead of the owner of the car. There is usually a deductable for repairs, but when compared with the total cost of the parts and labor the savings are huge. Deductibles vary based on the car and different auto warranty companies, so knowing the type and how it is applied is important for maximizing savings.

Deductibles are priced out either per-visit or per-repair. If multiple problems are diagnosed during a single trip to the dealership or the repair shop then this difference is crucial. Drivers should seriously consider the possible out of pocket expenses of per-repair deductibles before purchasing this kind of auto warranty policy.

Cars are big investments that need to be regularly maintained in order to retain any resale value. Drivers should buy an extended warranty in an effort to keep their vehicle in top shape. In order to function smoothly and last many years, cares need to be cared for properly through regular trips to the dealership to fix any problems that may occur. When it comes time to sell the car, the extended warranty prevents the owner from taking a major loss.

There are many levels on which an extended warranty saves money. Choosing the right policy from the right company will ensure a good deal from the beginning. Regular maintenance and the presence of an Extended automobile warranty save drivers money when reselling the car.

 
What Are Bumper-to-Bumper Automobile Warranties?

Automobile warranties protect car owners from expensive repairs to their vehicles. A bumper-to-bumper extended warranty covers all parts and labor costs due to the failure or breakdown of a vehicle or its parts. There is a small list if exclusions that consist of routine maintenance items that are not covered such as oil filters and brake pads.


This type of coverage is the most extensive kind that is available through an extended warranty.

 

Not all vehicles are eligible for bumper-to-bumper coverage. The make, model, and year of the car are all determining factors for creating individual automobile warranties. It is not in the financial best interest of auto warranty companies to cover all the parts of a notoriously unreliable brand of car. In the same way, a car that is many years old and prone to mechanical or electrical problems will not be considered for this kind of warranty package.

There are additional features to an extended warranty. Free roadside assistance is included for the life of the plan. No matter what the cause is for the breakdown, someone will be sent out to fix the car or have it towed to the proper repair place. Rental car reimbursement is another benefit that is incorporated. Most policies offer up to $50 per day for a rental car while a person’s vehicle is being fixed.

Perhaps the greatest benefit of having a bumper-to-bumper warranty is the peace of mind it brings the driver. After all, the whole purpose of an extended automotive warranty is to protect cars and the people who drive them. Purchasing the most comprehensive coverage plan available maximizes this calmness factor.

Automobile warranties come in all shapes, sizes, prices, and coverages. A person who qualifies for bumper-to-bumper coverage should consider this option for its many benefits. Not only does this type of policy protect the car, but it also looks out for the lives of the drivers and their loved ones who travel with them.

 

 
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