Auto bills can put a serious dent in your income flow. Expensive
repairs can leave you struggling to pay other bills, and you can’t
simply ignore the problem. You need your car to get to work, so you may
wind up feeling like you are at the mercy of the auto mechanics.
Fortunately, you can protect yourself from these unexpected bills by
choosing to invest in a great car warranty. Extend the protection on
your brand new car by purchasing an extended auto warranty. You can also
buy a warranty for a used car you are purchasing, or even an older car
you already own. Providing peace of mind, a warranty for your car will
allow you to drive in complete confidence without any worries about
A standard car warranty is typically for three years or 36 months,
whichever comes first. It covers everything from damaged vents or seat
belts to the engine and transmission. Most dealers offer extended auto
warranties and will finance the cost into the price of the vehicle.
Your monthly payment will jump anywhere from twenty to forty dollars a
month, but you will be able to eliminate those high auto bills. If you
like to buy a car and keep it for more than three years, an extended
warranty is absolutely necessary. The longer you tend to keep your
cars, the more valuable the warranty will become.
You don’t have to purchase the extended auto warranty from the dealer.
If you have the means to pay for it separately, you can easily purchase
one through the Internet. Find a reputable company by reading the
online reviews. Think about the amenities that are in your vehicle and
choose a warranty that will cover those little extras. For example, if
you have power, heated leather seats then you may want to invest in a
warranty that will cover seat heaters and the power adjustments. If you
have a regular mechanic you use, ask for recommendations.
It’s the Little Things
Even small repairs will start to add up quickly. Windshield wipers are
computerized now, and it can cost more than three hundred dollars to fix
them if they go haywire. A water pump replacement in a Honda Accord
will cost more than eight hundred dollars at most dealerships. A new
power steering pump can easily cost more than four hundred. You can’t
neglect these repairs and expect your car to continue running. However,
investing in an extended warranty will allow you to get those repairs
done with minimal expense. A great warranty from a reputable company
will also cover the little luxuries of your car that you could live
without, but you really love having. Things like your seat warmers,
heated mirrors, electronics, power seat adjustors and other gadgets may
be covered under your new warranty, allowing you to keep your car in
like-new condition longer.
Don’t Be Fooled
Some manufacturers now offer extended warranties with their vehicles.
Chevy is proud to offer a standard 100,000 mile/ five-year warranty on
their cars. This warranty looks great at first glance. It includes
roadside assistance and courtesy transportation. However, this warranty
clearly states that it’s only on the powertrain, specifically the
engine, transfer case and transmission. The fact is that these parts
are truly built to last. It’s not uncommon for engines to see 200,000
miles before they start having problems, and most transmissions will
easily exceed 100,000 miles before problems appear. The fact is that
you are far more likely to require warranty work on your air
conditioner, electrical system, wiper motor, power steering pump or
various belts. Of course, these items aren’t covered under the extended
factory warranty, leaving you struggling to pay a substantial bill.
Peace of Mind
People often look at the offer for an extended warranty on used cars as a
complete waste of money if it’s never used. However, what you are
really buying is peace of mind. It’s one of those purchases that you
actually hope you never have to use. As the miles roll by and the
odometer starts reading higher numbers, you won’t have to worry about
paying for big repairs. You will know that you can afford to get the
car fixed and back on the road whether the repairs are small or large.
When you hear that little pinging in the engine, you won’t have to keep
driving and hope it’s nothing. You will be able to take it in to the
mechanic and have it fixed under your extended warranty.
Extended warranties are even available on older cars. Whether you are
buying a used car or just want extra protection for one you already
have, you can purchase an aftermarket warranty for it. The prices will
go up as the car ages, so you will want to make this investment as soon
as possible. Once the car reaches a certain age and mileage level the
extended plans will no longer be available.
Whether you are shopping for a brand new beauty to grace the driveway or
an older car with a great low payment, consider investing in a
warranty. It will allow you to get the little things fixed so you can
keep your car in great condition. Big repairs won’t be a problem and
even small repairs won’t have to leave you struggling. It’s peace of
mind and it’s absolutely priceless.