Auto bills can put a serious dent in your income flow. Expensive
repairs can leave you struggling to pay other bills, and you can’t
simply ignore the problem. You need your car to get to work, so you may
wind up feeling like you are at the mercy of the auto mechanics.
Fortunately, you can protect yourself from these unexpected bills by
choosing to invest in a great car warranty. Extend the protection on
your brand new car by purchasing an extended auto warranty. You can also
buy a warranty for a used car you are purchasing, or even an older car
you already own. Providing peace of mind, a warranty for your car will
allow you to drive in complete confidence without any worries about
A standard car warranty is typically for three years or 36 months,
whichever comes first. It covers everything from damaged vents or seat
belts to the engine and transmission. Most dealers offer extended auto
warranties and will finance the cost into the price of the vehicle.
Your monthly payment will jump anywhere from twenty to forty dollars a
month, but you will be able to eliminate those high auto bills. If you
like to buy a car and keep it for more than three years, an extended
warranty is absolutely necessary. The longer you tend to keep your
cars, the more valuable the warranty will become.
You don’t have to purchase the extended auto warranty from the dealer.
If you have the means to pay for it separately, you can easily purchase
one through the Internet. Find a reputable company by reading the
online reviews. Think about the amenities that are in your vehicle and
choose a warranty that will cover those little extras. For example, if
you have power, heated leather seats then you may want to invest in a
warranty that will cover seat heaters and the power adjustments. If you
have a regular mechanic you use, ask for recommendations.
It’s the Little Things
Even small repairs will start to add up quickly. Windshield wipers are
computerized now, and it can cost more than three hundred dollars to fix
them if they go haywire. A water pump replacement in a Honda Accord
will cost more than eight hundred dollars at most dealerships. A new
power steering pump can easily cost more than four hundred. You can’t
neglect these repairs and expect your car to continue running. However,
investing in an extended warranty will allow you to get those repairs
done with minimal expense. A great warranty from a reputable company
will also cover the little luxuries of your car that you could live
without, but you really love having. Things like your seat warmers,
heated mirrors, electronics, power seat adjustors and other gadgets may
be covered under your new warranty, allowing you to keep your car in
like-new condition longer.
Don’t Be Fooled
Some manufacturers now offer extended warranties with their vehicles.
Chevy is proud to offer a standard 100,000 mile/ five-year warranty on
their cars. This warranty looks great at first glance. It includes
roadside assistance and courtesy transportation. However, this warranty
clearly states that it’s only on the powertrain, specifically the
engine, transfer case and transmission. The fact is that these parts
are truly built to last. It’s not uncommon for engines to see 200,000
miles before they start having problems, and most transmissions will
easily exceed 100,000 miles before problems appear. The fact is that
you are far more likely to require warranty work on your air
conditioner, electrical system, wiper motor, power steering pump or
various belts. Of course, these items aren’t covered under the extended
factory warranty, leaving you struggling to pay a substantial bill.
Peace of Mind
People often look at the offer for an extended warranty on used cars as a
complete waste of money if it’s never used. However, what you are
really buying is peace of mind. It’s one of those purchases that you
actually hope you never have to use. As the miles roll by and the
odometer starts reading higher numbers, you won’t have to worry about
paying for big repairs. You will know that you can afford to get the
car fixed and back on the road whether the repairs are small or large.
When you hear that little pinging in the engine, you won’t have to keep
driving and hope it’s nothing. You will be able to take it in to the
mechanic and have it fixed under your extended warranty.
Extended warranties are even available on older cars. Whether you are
buying a used car or just want extra protection for one you already
have, you can purchase an aftermarket warranty for it. The prices will
go up as the car ages, so you will want to make this investment as soon
as possible. Once the car reaches a certain age and mileage level the
extended plans will no longer be available.
Whether you are shopping for a brand new beauty to grace the driveway or
an older car with a great low payment, consider investing in a
warranty. It will allow you to get the little things fixed so you can
keep your car in great condition. Big repairs won’t be a problem and
even small repairs won’t have to leave you struggling. It’s peace of
mind and it’s absolutely priceless.
Choosing between all of the auto warranties available can be a challenge for someone who wants the best package for their money. It is not a decision that should be taken lightly and it is important to research several car warranty companies before making a final decision. There are many avenues a consumer can go down in order to get the information they need for a responsible decision.
Some people think that the best way to get a car extended warranty is to go with the first one they are offered by the dealer who sells them the car. This is unwise because it is a safe bet that they will get a better auto warranty quote almost anywhere else. Most dealerships mark up the rates for a package to about a thousand dollars above the rate given by many auto warranty companies, so be sure to do the work and not to just settle with the first thing that comes along.
To get the search for auto warranty companies started, it can be helpful to talk to friends and family about the companies they are affiliated with. Since they cannot benefit from telling lies or half-truths, they might be the best bet for getting an honest assessment. If someone is uncomfortable asking their friends how much they pay for coverage, they can at least get some information from them about the level of customer service satisfaction.
If friends and family are unable to make helpful suggestions, try discussing auto warranty companies with a trusted mechanic. They will most likely have dealt with some of these companies themselves and, if not, they have certainly heard about them from customers. Chances are good that someone who has provided great service in the past would be able to recommend someone else who would give great service in the future.
Once the choices are narrowed down, check out their status with the Better Business Bureau. This will provide valuable information about any complaints that may have been filed against them by customers in the past. If a company is not registered with the Better Business Bureau, it may be a sign that it is time to look for other options.
Searching for auto warranty companies can be complicated because there are so many choices available. However, consumers do not have to make a blind decision without all of the imperative information. There are many ways to gather data about a company before making a decision to ensure the best possible service.
A smart consumer knows that buying an extended car warranty directly from the dealership can end up being a huge waste of money. However, it is also important to remember that not every auto warranty company offers the same rates and benefits. To make a smart choice when purchasing a vehicle protection plan, keep these important pointers in mind. Before making a commitment to any auto warranty company, make sure that they have a reputation for being reliable. Check with the Better Business Bureau or scour the Internet for customer reviews about the auto warranty companies that are being considered. When all else fails, it is always helpful to talk to friends, family and co-workers to see which companies they have used in the past and what their experience was like. No matter what type of business is being conducted, nothing should ever be signed without reading the fine print and this includes a contract from an auto warranty company. Make sure that everything is clear and do not be afraid to ask questions if the wording seems a bit vague. One of the most important things to check for in the fine print is any mention of wear and tear, since this type of maintenance is not covered by some extended car warranties. There are some other key features that customers should keep an eye out for when going over contracts. The best auto warranty company will offer things such as roadside assistance and rental car benefits in the event of an emergency. It is also important to find out if a company offers a car warranty duration that is appropriate for how long the customer expects to have the car. All of the extra features are important but, of course, money is always the bottom line. Be sure to get very clear information about all of the financial obligations that go along with the contract. Find out about financing options as well as deductibles and do not be afraid to ask questions or ask for special arrangements to be made that are more suited for a particular situation. Choosing the right Extended Auto Warranty company is a huge decision, both financially and as far as the convenience of any possible car problems. Going with the first company that comes up in an online search or just going with the dealership can be a huge mistake. Do a bit of research before making a commitment in order to get the best coverage for the best price.
Once someone makes the decision to take out a car extended warranty, they must go through the process of finding the best provider. With all of the choices out there, looking for an auto warranty quote can be quite a stressful endeavor. Keeping a few simple tips in mind can take a potentially nerve-racking chore and make it a simple decision. When it comes to getting a great auto warranty quote, the most important thing to remember is that time is definitely a factor. As a car ages and puts on more miles, the cost of the vehicle warranty will continue to increase. Choose a protection plan shortly after buying the car to get the best rates for that particular vehicle. It is also important to shop around and compare the various packages that car warranty companies have to offer. With all of the options available, any driver should be able to find something that fits their personal needs as well as their budget. Be sure to keep an eye out for special features such as wear and tear coverage, which covers the normal repairs that cars tend to need as they get older. Although exploring the options is a good idea when looking for an auto warranty quote, it is safe to leave the dealership out of the equation. When it comes to a protection plan, dealerships are notorious for charging up to a thousand dollars more than other reputable companies for the same coverage. After getting a great auto warranty quote, it is important to make sure that the company can be trusted before making a commitment. Avoid scams by checking with the better business bureau for more information about the company. Choosing a company with a long standing tradition of excellence in customer service will make car troubles a breeze and get drivers back on the road in no time at all. Looking for an auto warranty quote requires thought about much more than just the rates. Drivers must decide exactly what type of a package will suit their needs and make sure that they are working with one of the best companies out there to fulfill them. Getting coverage when the car is purchased can save a great deal of money, but that does not mean that the dealership has the best rate. To achieve total peace of mind on the road, search for the company that offers the best coverage at the best price.
The price of an extended automotive warranty varies from car to car because it depends on the make, model, and year of the vehicle. Other contributing factors are the type of coverage and the cost of the deductable associated with the policy. Drivers who carefully read the contract and understand the conditions of the plan before purchasing one will save money initially and in the future.
Some cars are known for parts that easily break. Owners of these vehicles will have a tougher time finding a low priced automotive warranty because companies do not want to take on that liability. The same goes for older cars that are more likely to breakdown or encounter electrical or mechanics problems. Depending on the type of the car and the year it was made, extended automobile warranty prices reflect this.
There are a few different types of coverage offered by warranty packages. They range from the most comprehensive bumper-to-bumper coverage to basic powertrain, and everything in between. Obviously, the warranty with the greatest coverage is going to be the most expensive. However, not all cars qualify. Speak to a salesperson at a dealership or a reputable third party warranty company to find out which options are available to you and your car.
Auto warranty companies do not always pay the full amount of the cost of the repair. There is a small deductable that the owner of the car is responsible for paying that is outlined clearly in the terms of the agreement. There are two different types: cost per-visit and cost per-repair. Though the former option is has a higher premium, the latter one leaves the driver at risk of paying hundreds of dollars for the repair of multiple parts even if they are fixed during the same visit.
An extended automotive warranty is a great tool for car owners to protect themselves and their investment. Depending on a few variables, the price of the warranty package will vary. As long as you know the exact conditions of the contract, you will save money now and down the road when potentially costly repairs are needed and again when it is time to resell the car.
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