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Extended Car Warranty

For the average person, the automobile is the second largest investment of a lifetime, and one that must be maintained over many years. It is also the asset which is most prone to accidents and total loss, and as such, is the most important asset for the average person to protect.

Perhaps one of the most overlooked, yet most economically sound ways to protect a vehicle is through an extended car warranty. The extended car warranty provides the most comprehensive and solid protection for a vehicle from day 1 of purchase, yet is still by far the most cost effective.

Extended car warranties can easily be modified to fit the unique needs of both owner and vehicle, with terms that are guaranteed not to change, unlike many insurance policies. And though insurance is required in some states, the presence of insurance does not necessarily negate the need for an extended car warranty, as there are many instances that an extended automobile warranty will cover that even the most expensive of insurance coverages will not.

The extended vehicle warranty is also the most cost effective way to extend the life of your car, which is especially important for those living paycheck to paycheck or for those who can not afford expensive, unforeseen repairs. The average consumer simply needs his or her car to work, day in and day out, and this is exactly what the extended automobile warranty was designed to do for the average consumer.

Aside from the physical protection provided by a warranty, the added peace of mind in knowing that you will not have to spend any money on any sudden repairs immediately after spending a large lump sum to purchase a new vehicle can hardly be overstated. As a consumer, to spend the amount of money necessary to purchase a new car certainly warrants the much smaller investment to protect that asset for the immediate long term.

Extended warranties have also been shown to actually extend the life of the vehicle, because many problems that shorten the life of a car start as small problems, which may be overlooked or not worth the small expenditure needed to fix them. Over time, these small problems add up into big problems, until one day the car is on the side of the road in desperate need of repair. Extended warranties stitch the problem up early without the need for the internal financial debate, thus leaving the owner much more free to make sure that the vehicle stays in perfect working order for as long as possible.

Car Extended Warranties are Investments for Protection

Car extended warranties obviously involve shelling out money and purchasing a service contract. It is an investment but the question arises if extended auto warranty is a worthy investment or not. Let's consider a scenario, your car is about 3 years old and way past the manufacturer's car warranty. The car requires some immediate repair work either due to an accident or deterioration. The bill you know will be huge and you may not be able to cover the expenses, so what do you do? Rely on car extended warranty of course!

Car extended warranties have been known to bail out people from many tight financial situations. Therefore, these service contracts are investments for protection. Extended auto warranty undoubtedly makes your car's future secure and safe. As car extended warranty can be used for carrying out repair works, component replacement and anything else that is needed by your car, it is quite essential to possess. A car without extended car warranty is like a car without a solid exterior vulnerable and exposed to harm.

What makes Car Extended Warranties Indispensable

Their nature and purpose of course! Extended auto warranty ensures that your car is safeguarded and covered against any kind of mishap and expenditure respectively. After manufacturer's car warranty, extended auto warranty is the policy that you need and must get. Car extended warranties are indispensable so much so that you will feel totally relieved as far as your car is concerned.

For car owners a car extended warranty is not an indulgence or a necessity but a wise investment. And there ample choices in car extended warranty policies for the owner to buy the one which suits his budget and requirements. There is flexibility given by car extended warranties providers in the mode of payment too – I.e monthly payments are permissible. Many car owners opt for this mode of payment for extended auto warranty instead of paying the whole amount altogether or  irregularly.

Extended auto warranty is even available for cars up to 12 years old. New, used or per-owned cars all are eligible for car extended warranties. Type of car extended warranty policies available varies according to what is to be covered in the car. There are certain car parts which are not covered at all in any kind of extended warranty available these are the transmission parts which   conduct fuel transmission.

Basically car extended warranties also depend on engine, mileage and the distance the car has already run, along with other specifications. Also car extended warranty should preferably be purchased by a third party and not from the dealer. Dealers will always try to sell car owners extended auto warranty plans at the time of purchase, however this may not be the best one to choose as there may be many flaws and factors working against you. In such a light, car extended warranties purchased from third party is what will truly get you your money's worth.

Protect your car with car extended warranties and drive through life smoothly without stress bumps.

The Most Important Word in Extended Vehicle Warranty Industry – Cost

When buying, searching or even if generally discussing about extended vehicle warranty, the most frequently mentioned, referred and uttered word would be 'cost'! It is indeed a very significant term in the extended warranties sector as cost is what will determine your premium, the coverage and even the decision that you're buying an extended vehicle warranty or not. Cost is defined as the price you pay for a service or a product which you need. In this case, the product is the extended warranty and the services are the financial coverage of repairs that will be required by the car or any other vehicle.

 The understanding of the term 'cost' isn't consistent in context of extended vehicle warranty. The cost may refer to the total cost of repairs that were made on the car, cost of extended warranty policy you've purchased. Or the extra cost needed to cover expenses beyond the covered ones. Cost is also the cost of the car. So as a buyer you should be well acquainted with the word cost before you actually pay it.

Cost then becomes an important focal point in determining the effectiveness and profitability of extended warranties. Whether or not you have to pay a higher amount for the extended vehicle warranty or are you getting full worth of the cost you have paid in the form of coverages, etc. At every level of dealing with extended vehicle warranty, cost will be something that will be something that will remain the common factor in all.

Extended Vehicle Warranties - Awareness Don't Cost a Thing!

When you're stepping into the world of extended warranties with full knowledge of 'cost' and all that it can mean, you can be sure of making a valid and rational choice. Being aware always pays and will reduce the chances of you getting duped about the cost. An educated and well informed buyer always makes profit especially in the long run.

Always look to extract the best value for money or the cost that you've paid. And extended vehicle warranty allows you to do that by offering sufficient options in coverage plans, premium payments and additional benefits. To gain from all these, all a buyer has to do is search in the right place and interact with the right people. By this it is meant that not to rely on your dealer for getting an extended warranty for your car. Dealers always try to up-sell extended warranties because they have huge margins to be made from extended warranties. However the cost will be to high to endure if you buy extended warranty from dealers and not just monetary but psychological as well.

Thus always prefer to go to an objective third party extended auto warranty supplier who has only the best interest in mind and whose profits are dependent on satisfaction of the consumers.

How Does Extended Warranty for Cars Work

An Extended Warranty for cars are extended service contracts that pay for car repair expenses and other expenditures that a car demands after the manufacturer's warranty has expired. Extended auto warranty is a great option for people who want to buy used cars as usually these are the ones who don't have the manufacturer's warranty protecting them. New or used, cars need extended warranty that's for sure. But how does it work, is it the same as insurance covers? What's different about extended warranty for cars?

 All these questions have one answer – the procedure for paying your car repair bills. The extended warranty for cars begins from the very day it is purchased. The extended warranty policy you have bought is dependent on your choice and comes into play when there is a breakdown of the car.

Extended warranty for cars is valid only if the car is being taken to a licensed mechanical authority. Or else the extended auto warranty company has the right to cancel your claim if they feel the need. The company who shall be paying your car expenses is called the administrator. Before the administrator agrees to cover the expenses under the extended auto warranty policy – the car will be checked by the mechanic at the workshop who shall then report it to administrator along with the extended warranty documents.

The administrator then examines the whole car, gives his or her inputs, prepares the list of repairs to be made and then gets a repair approval. After this the administrator will pay directly to the mechanical repair shop, if not then you would have to pay initially and get the reimbursement later (which is a head ache). Therefore, it is always better to have the administrator pay the service department directly without any intermediates.

Time involved in Repair & Cash Approval

Usually extended warranty for cars do not take much time if the case is strong and the claim genuine. As soon as a car is taken to a service station, the next steps are call up the extended warranty company, explain the situation and wait for the positive report. There have been incidences of people not being able to cash out their administrator approvals due to violating the terms of extended warranty contracts (worst case scenario). All this does not take time at all if all the documents are in order.

The car will get repaired within the time that has been mentioned by the servicemen. However getting the repair started is something that consumes the maximum time in the whole extended warranty process. Once the extended warranty procedure has been initiated then it does not take much time.

It doesn't really involve rocket science and whether it's a woman or a man, at the time of crisis, they are bound to get a little nervous but extended warranty for cars is something that works the best to protect your vehicle. Just have your extended warranty papers ready and you are good to go.

Duplication in Used Car Warranties – How to Avoid Them

An extended used car warranty contract may be duplicated sometimes that is covers almost the same things that are/were part of the manufacturer's warranty. If this happens, then the customer will be at a loss. Duplication of used car warranty contracts as well as for the new ones can be easily avoided by playing only a bit smart. Again, it does not involve any rocket science but loads of common sense and alertness so that no extended warranty provider can fool you.

 To avoid duplication of extended car warranty contracts, you have to be fully educated with the following:

  • Manufacturer's warranty – What does the manufacturer's warranty contain and what is the maximum and the minimum coverage offered in the service contract. Also check when will the manufacture used car warranty will expire if you've bought it before the expiry of the manufacturer's warranty.
  • Extended used car warranties – Now coming to the present scenario be thorough with the contract in hand. Check the date of effect of the used car warranty (generally it will be immediate, right after the purchase). In this you have to look for the coverage scope, the cost and then compare it with the current used car warranty you're under – which may be the manufacturer's warranty.
  • Warranty coverage – This is what is covered in your new used car warranty and what was previously covered. Analyze both and look for duplication.
  • Duration of Coverage – If your manufacturer's or a previous extended used car warranty is not over yet, then make sure you first check the period of overlap of the two used car warranties and see if both are offering the same thing for that particular period of time.
  • Duplication of used car warranties happens very rarely as buyers are much more alert and cautious when investing in extended auto warranty. It is something which can be easily avoided and be saved from. Paying twice for the same set of services is sheer foolishness and nothing else. Hence be very careful of duplication of the used car warranty contract.

    There are more chances of duplication of service contracts when the used car warranties are bought from the dealer who will not always make a genuine sale. And can even try to sell the extended used car warranty as an additional to the manufacturer's warranty. This is something which has to be very carefully noted by the car owner or the buyer. Chances of duplication of used car warranty contracts increases in new cars than in the older ones.

    To extract profit and benefit out of your extended used car warranties, the purchase you make has to be fool proof in terms of choice of extended used car warranty and the kind of warranty coverage plan you have opted for.

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